Social / Eco Housing

Despite a clear need for sustainable, affordable housing the opportunities for ordinary investors to support this sector through retail investment funds are extremely limited.

Ethical Investments has been involved in this sector for the past seven years and is able to offer a number of opportunities:

An example of recent offers is the Equfund Loanstock no 7 below:

There are also a number of investment opportunities in Social Housing which we are not authorised to promote directly to retail investors.

We therefore work with a network of Independent Financial Advisers.

If you would like details of these funds please contact us with details of your independent financial adviser. If you do not have an IFA, we can refer you to a suitably experienced adviser, who can assess your suitability to invest in these funds.

We are also able to organise syndicates and co-operatives in the following areas:

• Equity finance (or "mezzanine debt") to enable developers to acquire bank funding for sustainable housing projects.
• Equity partnerships for less affluent home buyers, offering them the prospect of acquiring full ownership over time.
• Private finance for "equity release" or "second charge" loans in order to enable vulnerable homeowners to upgrade their property (for example with central heating, a new roof, better insulation) or to install solar heating.

Again we are interested in pursuing the possibility of establishing an Industrial Provident Society as a conduit for investment in one or more of these areas.

We are also able to provide information on Housing Associations and Charities which issue fixed interest securities via the financial markets. Again we are not authorised to give personal financial advice but we can work with your own financial adviser or introduce you to one who is experienced and sympathetic towards ethical investors.